Did you know you can take a quick tour of some of our favorite neighborhoods? I've been putting together web pages and videos of Sanibel and Captiva for you to enjoy as you start your search of island properties. Our summer weather is almost here and it's a great time to enjoy all the sights and fun things to do on the islands. Besides searching for your island home, summer is great for birding, fishing, shelling and just enjoying miles and miles of our word famous beach!
By watching these videos you can get an idea of what each neighborhood has to offer. I also have a web page for each area in my website's "Near Beach" section. It's a great place to start to explore our islands! I also have pages dedicated to the Lighthouse, Wildlife Refuge and a video tour of Sanibel's eastern end. As well as the information in my website, I'd love for you to use my contact form, or call me at 239-691-4915, so I can put together information for you for your perfect island property!
Herons Landing II
When you're looking for something to do this summer I can help you explore and learn about my favorite place, Sanibel Island. I'm a long-time resident of Sanibel Island, and I love to show off what these islands have to offer. Royal Shell Real Estate has offices on Captiva Island as well as Sanibel Island and I have access to every listed property! Call Me! 239-691-4915
Chateaux Sur Mer
It's June already and I'm getting ready for another busy summer. I am never too busy to help you and your family and friends with their island real estate! I'm looking forward do hearing from you and I hope you enjoy my video tours!
Sarah Ashton, Broker Associate
Royal Shell Real Estate
I just read an important article about changes coming to our island flood insurance programs. Written by the owner of Heidrick & Company Insurance and Risk Management Services, Chris Heidrick, he discussed many issues we need to know. Especially for older, ground level homes.
According to the article, "The most significant section of the act immediately eliminates rate subsidies on structures built prior to 1979 on Sanibel, and 1984 on Captiva, Fort Myers Beach and many parts of mainland Lee County. Rates for these structures have been artificially low since the inception of the NFIP in 1968. Premiums for these policies will increase from a range of $1,200 to $2,400 to at least $3,000 and in many cases to well over $10,000 per year. While the new rates have not yet been released, indications are available. Government and industry leaders all agree on the enormity of the increases."
This is news that all owners on Sanibel and Captiva need to be aware of. Mr. Heidrick continues, "Increases (will be) phased in over the next several years through annual increases of 20 to 25 percent per year. However, policies that were purchased on or after July 6, 2012 will require owners to obtain an Elevation Certificate and will be re-rated at the new, higher rate at the first renewal after Oct.1, 2013."
Our islands are in the flood plain that will definitely affect our future rates and availability. This is sure to have an impact on our real estate market.
Probably the best thing we can do is to contact our insurance representative and see how this will impact our individual properties.
To continue, "Any building that has been 'substantially improved greater than 30 percent of its fair market value' will immediately be subject to the new, higher rates. This threshold is lower than the "50 percent of fair market value" threshold that triggers conformance requirements under FEMA construction guidelines. However, if the improvement elevates the building above Base Flood Elevation it could result in a decrease in flood insurance premiums.
"Further, the practice of "grandfathering" will be phased out beginning in late 2014. Grandfathering allows a property owner to continue to pay lower rates after a revision to flood maps indicate an increased hazard for that property, saving some property owners thousands of dollars."
The article concludes, "For owners of properties impacted... there is one glimmer of hope that has recently surfaced. On May 7, 2013, Sen. Mary Landreiu of Louisiana introduced an Amendment to the Water Resources Development Act (WRDA) that would stop premium rate increases for NFIP coverage until FEMA conducts an affordability study and there is adequate time to act on the findings. Homeowners and citizens should contact Sen. Bill Nelson and Sen. Marco Rubio to express their concerns about Biggert-Waters (Flood Insurance Reform Act of 2012 ) and ask for support of Sen. Landreiu's Amendment to the Water Resources Development Act."
I think the bottom line is that we need to pay attention to the changes coming down the road. Our low lying islands are vulnerable to hurricanes and subsequent flooding, and we need to keep our flood insurance availability. It's key to our real estate market and our well being.
I'll be keeping a close watch on when and how these changes are implemented, so please contact me for more information. I'm a long-time island resident too, and this new policy will affect us all.
This week I want to talk about two great neighborhoods on the Island. Centrally located off of Sanibel-Captiva Road, Heron's Landing and Heron's Landing II are gated communities near the beach, Captiva Island and the Ding Darling Wildlife Refuge.
Both neighborhoods are located off the Sanibel Bayous subdivision and each has properties overlooking the Bayou and some with second floor Gulf views.
If you are looking for a home, or a place to construct your dream home, I can help you with the ins and outs of home buying or construction on our island! Sanibel Island real estate presents you with lots of great opportunities!
Currently there are a couple of terrific listings in Heron's Landing. There are two homes currently listed. One is a furnished three bedroom, two bath for $879,000. The other is a three bedroom, three bath with Bayou and Gulf views listed for $1,695,000.
There are two vacant properties for sale, one for $379,00 and another for $595,555.
All these properties have pros and cons and if you would contact me I can explain each area and property to you. Sanibel Island is an incredible place to live, and as a long time island resident, I have the knowledge to help you with your real estate decisions!
Our real estate market is definitely on the rise with market prices coming off its lows and sales activity is on the rise. If you have been thinking of buying on Sanibel, Captiva Island or Fort Myers, this is the time to get in high gear and let me go to work for you! We have some terrific properties ready for you.
Whether it's a condo, home or vacant lot, our pre-season inventory has just about every type property you can imagine. On Sanibel, home prices start at $250,000 and go up to $5,496,00. Condo prices from $129,000 to $2,999,900. I can definitely find just the right place for you!
The Sanibel & Captiva Island lifestyle awaits! Use my contact form or give me a call at 239-691-4915. It's starting to get cold up north and we are expecting a very busy real estate season so pick up that phone and give me a call!!
Next week I'll talk about the J.N. Ding Darling Wildlife Refuge! I have a great video that you can watch HERE, so until then... Thanks!
Instead of continuing to explore the various condos and neighborhoods on Sanibel, I thought I would just share some photos of a gorgeous day at Blind Pass! For those of you not familiar with the area, Blind Pass is located at the northern end of Sanibel and crosses over to Captiva Island.The pass has been dredged and opened recently and it is fantastic! It's a great place to shell, fish or just relax.
Blind Pass has always been a favorite spot for shelling. Or maybe just bringing your umbrella and a book for some first class relaxation! When lunchtime rolls around you just have a short drive to some of Captiva Island's famous dining locations - The gulf front Mucky Duck is always a favorite.
There are a few properties located near Blind Pass so if this looks like just the area for you, give me a call 239-691-4915 or use my contact form here. Autumn is a great time to check out properties and to have miles of beach to yourself.
I hope you enjoyed the photos of Blind Pass! You can see more of Captiva Island on my webpage, as well as watch a video! Captiva is always a fun time so when you get to the area I can help you with all the latest information on my islands!
One of our favorite, and popular locations, for owners and returning guests is the Breakers West Condo located at 3041 West Gulf Drive, Sanibel Island.
Built in 1972, and just steps to the beach, Breakers West is available for weekly rentals. There is an onsite rental office for the convenience of owners and returning guests.
The condo is on the small side with only 18 two bedroom, two bath units. The unit sizes are 1250 square feet and overlook the pool and manicured grounds.
Currently there are no units for sale, but if you are interested I can keep an eye out for units being listed and contact you right away! As with any Sanibel or Captiva property, just Contact Me and I can help you with your island dream!
To see a tour of this property you can Click Here for a visual tour, or Here to check out my Breakers West webpage.
Pictured to the right is the beach in front of Breakers West! Our beaches are famous for shelling, fishing or just relaxing in the sun!
If you want a bit of exercise before taking a dip in the cool waters, Sanibel has over 20 miles of biking/walking trails for you to enjoy!
This is a great time for you to investigate all the properties available on Sanibel and Captiva Islands! Prices are very reasonable and mortgage rates are at historic lows. I am an island resident and I would love to show you my islands as well as answer your questions concerning Sanibel real estate and Captiva Island real estate!Contact me!!
Also, I just had a HUGE reduction in price for one of my listings! A 1/2 duplex located at 1390 Middle Gulf Drive in Sea Pines subdivision. This home is just steps to the beach! The unit was $579,000 and now the current asking price is $485,000, making this an incredible deal! CLICK HERE to check it out and watch a visual tour of the property!
This week we should talk about Sea Oats subdivision on Sanibel. Sea Oats is just off of West Gulf Drive. I lived in Sea Oats for quite a few years and still own a Sea Oats vacant lot. The subdivision is just a short walk to the deeded beach access and has lots of appeal. Sea Oats is nature at its finest! Bordering conservation property, this is fabulous place to see our local wildlife and native vegetation. Ask me about the bobcat couple in my yard!
There are four roads in the Sea Oats Subdivision: Sea Oats Drive, Hideaway Court, Spartina Court, and Sea Walk Court. There are just over 50 homes in the subdivision along with a few undeveloped lots, so whether you want to build or buy an existing home, Sea Oats might be worth a look.
Currently there is only one home listed in Sea Oats (A testament to how much in demand the area is) for $399,900. The home is a two bedroom, two bath and overlooks the preserve property.